Insurance covered the diagnosis. 

Nobody covers
what comes next.

We've lived the research rabbit holes, the denials, and the out-of-pocket everything. We built Lotus to make living with a disability more manageable, so you can focus on what matters. Everything you need, vetted, organized and in one place to save you money, time and energy.

Join the Waitlist
A woman using a wheelchair scans her badge to enter a workplace.
A woman using a wheelchair scans her badge to enter a workplace.
A father smiles and plays with building blocks alongside his young child, who uses a wheelchair.
A man communicates in sign language during a video call on his laptop.

Living with a disability costs nearly $20,000 out of pocket every year.

From uncovered expenses to unexpected flare-ups, someone living with a disability carries a 2 to 6 million dollar lifetime financial burden. Lotus exists to change that math.

Four categories, one membership,
everything vetted for you.

Adaptive Devices & Equipment

The tools that make daily life possible

Vetted devices, text-to-speech tools, mobility aids, and supplements at group-negotiated rates. Lotus provides access to what most insurance carriers won't cover.

Personal Care & Wellbeing

The support that keeps you going

Access to rehabilitative support, supplements, at-home care, travel accommodations and more to help you live life to the fullest.

Legal & Financial Navigation

The rights you didn't know you had

Disability attorneys, SSDI/SSI filing support, ABLE account guidance, and financial planning tools and resources made accessible.

Career & Workplace Support

Your rights at work, clearly explained

ADA accommodation guidance, return-to-work coaching, disability disclosure support, and job resources for members navigating work with a disability.

Our proud marketplace partners:

Some of our Proud Partners
Logo of the National Multiple Sclerosis Society with black swoosh over orange letters MS and black text beside
The logo of Atticus, featuring two blue parallelogram shapes aligned diagonally to the left, followed by the black text 'Atticus' in a serif font.
Logo for the Kelly Brush Foundation featuring the initials kbf inside a yellow circle, with the organization's name written in blue text to the right.
Logo for the Christopher & Dana Reeve Foundation with a stylized flame graphic, the foundation's name in gray text, and the slogan "Today's Care. Tomorrow's Cure." in orange.
Logo of Catalyst Sports featuring a stylized 'C' with blue waves above and below, and the company name in bold blue letters.
Text reading 'Eleplan' in large, orange-colored font on a white background.
Solvwellness logo with the word 'solv' in bold blue font and 'wellness' in regular blue font.
Purple logo of a company called Purple Financial with the word 'purple' in large purple letters and 'FINANCIAL' in smaller purple letters underneath.
Logo for 'Wheel of the World' featuring a stylized question mark with a face and a circle, accompanied by the text 'wheel of the world'.

Lotus was built by people who have lived through it

“The loneliest part about my spinal cord injury was
coming back and realizing no one around me knew what I needed. Lotus is what I wish I'd had that day.”

—Co-founder, Emily Stanislaus

Things people usually ask first

Still have questions? Take a look at the FAQ or reach out anytime.

  • Anyone living with a disability or caring for someone with a disability. Physical, cognitive, mental health, chronic illness. Lotus is built around the reality of what insurance doesn't cover, so everyone benefits.

  • Yes. A free account gives you access to every vetted resource, our category guides, and a personalized onboarding that curates to what you need.

  • 30+ brands at launch across five categories: discounted adaptive devices and equipment, access to personal care and wellbeing services, legal and financial help and career support. Some are free apps and resources. Others are product and service partners offering member-only discounts. The full list unlocks when you sign up.

  • No. An EAP typically covers short-term counseling and referrals. Lotus covers the products, services, and expert help that come up across the whole disability journey. Many members use both.

  • Every listing is reviewed by our team. We look at product quality, accessibility, real member feedback, and pricing fairness. We don't list anything we wouldn't recommend to a friend.